Cowbell, a provider of cyber insurance for small and medium-sized enterprises (SMEs), has expanded its insurance portfolio in the US by including a multi-line insurance offering from Zurich North America.

The new offering, Zurich Select Plus, is a suite of four coverages designed for small to medium-sized private businesses.

The coverage includes directors and officers (D&O), employment practices liability (EPL), crime and fiduciary insurance.

Cowbell said the collaboration builds on its established presence in the cyber and technology errors and omissions insurance market.

Zurich Select Plus will be distributed through the excess and surplus (E&S) lines channel and is co-branded.

Additionally, Cowbell now provides management liability coverage.

Cowbell founder and CEO Jack Kudale said: “By leveraging our first-of-its-kind, vertically integrated, AI-powered platform and proprietary risk modelling, we have simplified the process, enabling faster, more streamlined transactions for our broker partners.

“Now, we have aligned with Zurich to bring innovation to additional lines of coverage, further advancing our mission to provide comprehensive, tech-forward insurance to the global SME and middle-market segment.”

The company employs both a fully integrated API and a proprietary agentic email automation platform to facilitate insurance processing.

This latter platform uses large language model agents to automate the extraction and validation of data from submissions, including content from emails, attachments and images.

Last year, Cowbell secured $60m (SFr47.84m) in Series C funding from Zurich Insurance Group.

Zurich North America CEO Kristof Terryn stated: “At the one-year mark of Zurich’s investment in Cowbell, we are pleased to offer our industry-leading Zurich Select Plus product for D&O, EPL, fiduciary and crime coverages.

“Through Cowbell’s digital platform, the Zurich Cowbell collaboration and relationship can provide bindable quotes within seconds of receiving the required underwriting information.”

In April, Cowbell launched Prime One Tech in the UK, a professional indemnity and cyber insurance solution for technology companies with annual revenues of up to £1bn ($1.37bn).

The product offers professional indemnity and cyber coverage with limits of up to £5m.

Prime One Tech integrates the company’s Prime One cyber programme, offering professional indemnity coverage for tech entities.

"Cowbell integrates Zurich’s multi-line insurance offering for SMEs " was originally created and published by Life Insurance International, a GlobalData owned brand.