Caitlyn Moorhead

Tue, Jun 10, 2025, 12:04 PM4 min read

Getting a bonus offer from a bank is always nice, because any free money added to your account is good money. That being said, it’s even better if you can receive the bonus in just a few business days.

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You can easily add hundreds of dollars to your balance just by signing up at several different banks. Whether you are shopping around for a better-fitting experience or want to passively earn some annual percentage yield (APY), opening your next account could make you a nice chunk of cash.

Offers can vary widely in value, deposit requirements, terms and conditions, but if you’re in the market for a new checking or savings account, give these a look.

New Discover customers could be in store for up to a $200 promotional bonus when you open an online savings account. Here are a few key notes:

• Bonus amount: $150 to $200

• APY: Up to 3.6%

• Fees: No overdraft fees and the $12 monthly service fee can be waived if you make $500 in qualified direct deposits, have a personal Truist credit card or are a student.

• Minimum opening deposit requirement: $50

• Qualifying activity: Open your first Discover Online Savings Account and deposit a total of at least $15,000 to earn a $150 bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposits must post to your account within 45 days of opening it.

• Promo code:  NW325

• Offer expires: Sept. 11, 2025

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As one of the largest banks in the U.S., Bank of America doesn’t have to dole out free money, but you can score this bonus just for signing up for a new Advantage account. The requirements are achievable and pretty straightforward:

• Bonus amount: $300

• Monthly maintenance fee: $12 or it can be waived if you have at least one qualifying direct deposit of $250 or more, maintain an average daily balance of $1,500 in your account or are a member of the Preferred Rewards program

• Minimum opening deposit requirement: $100

• Qualifying activity: Set up and receive qualifying direct deposits totaling $2,000 or more into that eligible account within 90 days of account opening.

• Offer expires: June 30, 2025

Chase knows its way around a bank promotion. Just by going to the website or downloading the mobile app, you can open a new eligible account today and start earning some free money. Here are a few key takeaways: